Tuesday, 20 November 2012

Case study – using a vehicle without insurance



I recently represented Mr M, who was accused of using a motor vehicle without insurance. On conviction, Mr M faced between 6 and 8 penalty points for the offence, together with a financial order.

One additional factor was that Mr M had only obtained his full driving entitlements approximately 12 months ago. In the event that even the minimum 6 penalty points were imposed for using a vehicle without insurance, Mr M faced revocation of his licence under the Newly Qualified Driver provisions.

We argued that although the offence had been committed, ‘special reasons’ existed. See http://www.m23law.com/?q=Special. The nature of Mr M’s special reasons argument was that he had been misled into believing that he was insured to use the vehicle at the time and date in question. Various documents were produced in support of Mr M’s argument and a witness was called to give live evidence at the hearing.

The magistrates found special reasons. The case was disposed of with an absolute discharge. Mr M’s driving licence was returned to him, without endorsement. There was no order for him to contribute towards prosecution costs.

As no penalty points were imposed, Mr M did not have his licence revoked under the Newly Qualified Driver provisions. He was not required to retake his test.

When offered a fixed penalty for an alleged offence, it can often appear that accepting the same is the only option. As demonstrated from the above, it can be very advantageous to seek legal advice from a specialist firm before deciding whether or not to accept a fixed penalty.

In Your Defence. 


M23Law are experienced motoring offence solicitors, defending the whole range of road traffic offences including speeding, drink driving, driving without due care and attention, careless driving.

Visit our website www.m23law.co or call us now 0844 2640 999.
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